Finally, a budgeting app that’s actually on your side.

No investors to answer to. No agenda but yours.

Kove dashboard showing a complete financial overview with account balances and spending

Under Budget

$1,727.53

Recent Transactions

Tuition Reimb.

4/13/2026

+$150.00

Univ. Savings

4/13/2026

+$300.00

Simple Bills

4/13/2026

-$13.13

Get Started For Partners

7-day free trial - cancel anytime before it ends.

Why We're Different

Four commitments that set Kove apart from everything else.

PRICING

Built for every budget.

Kove is priced so anyone can afford it. No premium tiers that gatekeep core features, no hidden price hikes. Just honest pricing.

See pricing→

YOUR DATA

We don't sell your data. Ever.

Most finance apps profit from your subscription and your data. We only take one. What you share stays with us, and one button removes it, instantly.

How we handle your data→

TRANSPARENCY

See exactly how we operate.

View our full cost breakdown, down to server expenses and labor. Our mission, funding, pricing, and AI use are all public, not buried in a terms page.

Read our transparency pages→

BUILT FOR NOW

Money is harder right now. That's not in your head.

Housing and everyday costs have outpaced incomes for years, and that pressure is documented, not imagined. Kove was built to give you clarity and calm in the middle of it.

Our mission→

All features included in every plan. Starting at $5.15/mo.

Just $1.99/mo for students.

All taxes included in prices shown.

See Pricing →

What You Get

Tools that do the work so you don't have to.

CONNECTIONS

Connect every account in minutes.

Kove uses Plaid to securely connect to over 12,000 financial institutions. Your full financial picture - banks, credit cards, loans, and investments - in one place, updated automatically.

Learn more

Financial institution logos including Plaid, Chase, Fidelity, and more

BUDGETING

Smarter budgeting, less guesswork.

Kove auto-categorizes your transactions and tracks your budgets in real time. Set it once and always know where you stand - no spreadsheets, no manual sorting.

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Person on a train, representing everyday life that Kove helps you budget around

Kove spending breakdown pie chart showing categories

VISUALIZE

See your money clearly.

Clean charts turn your transaction data into trends you can actually act on. Spot problem areas, track patterns, and make decisions with confidence.

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Man working on a laptop, reviewing his finances

Kove cash flow view showing income and spending trends

GOALS

Save with a target in mind.

Set a goal with a target amount and date, allocate funds toward it, and watch your progress build. A clear target changes how you save.

Learn more

Airplane wing above the clouds, representing a travel savings goal

Kove travel budget goal tracker showing savings progress

For Employers

Give your team a benefit that actually matters.

Turnover is expensive. Financial stress quietly drives it. Kove is the benefit that addresses the root cause without blowing your budget.

Flexible plans, transparent pricing, no long-term contracts.

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Professional working on a laptop, representing the employers Kove partners with

Students at graduation, representing the universities Kove partners with

For Universities

Invest in your students’ financial future.

Students don’t leave because of the coursework. Financial pressure is one of the biggest reasons they don’t finish — and most institutions have no answer for it.

And with anonymized, aggregated research reports on your students’ financial trends, your institution gains the insights needed to build better support services - without ever compromising individual student privacy.

Learn More

Ready to take control of your money?

No hidden fees. No data selling. Just a financial tool that’s actually on your side.

Get Started See Pricing

7-day free trial - cancel anytime before it ends.