Finally, a money app that’s actually on your side.
No investors to answer to. No agenda but yours.
Why We're Different
Four commitments that set Kove apart from everything else.
PRICING
Built for every budget.
Kove is priced so anyone can afford it - regardless of income. No premium tiers that gatekeep core features, no hidden price hikes. Just honest pricing.
See pricing→YOUR DATA
We don't sell your data. Ever.
Most finance apps make money two ways - your subscription and your data. We only do one. Kove will never sell your financial information or share it with advertisers. What you share stays with us - and one button deletes all of it, instantly.
How we handle your data→TRANSPARENCY
See exactly how we operate.
Inside the app, view our full cost breakdown - server expenses, labor, and what we actually take home. We publish our mission, how we're funded, our live pricing breakdown, how we use AI, and our research practices - all publicly, not buried in a terms page. We put this in front of every user because accountability shouldn't be optional.
Read our transparency pages→BUILT FOR NOW
Money is harder right now. That's not in your head.
The affordability crisis is real - housing and everyday costs have outpaced incomes for years. Add persistent inflation, a sluggish labor market, and wages that haven't kept up, and the financial pressure most people feel today is documented, not imagined. Kove was built with that reality in mind, to give you clarity and calm in the middle of it.
Our mission→What You Get
Tools that do the work so you don't have to.
CONNECTIONS
Connect every account in minutes.
Kove uses Plaid to securely connect to over 12,000 financial institutions. Your full financial picture - banks, credit cards, loans, and investments - in one place, updated automatically.
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BUDGETING
Smarter budgeting, less guesswork.
Kove auto-categorizes your transactions and tracks your budgets in real time. Set it once and always know where you stand - no spreadsheets, no manual sorting.
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VISUALIZE
See your money clearly.
Clean charts turn your transaction data into trends you can actually act on. Spot problem areas, track patterns, and make decisions with confidence.
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GOALS
Save with a target in mind.
Set a goal with a target amount and date, allocate funds toward it, and watch your progress build. A clear target changes how you save.
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For Employers
Give your team a benefit that actually matters.
Turnover is expensive. Financial stress quietly drives it. Kove is the benefit that addresses the root cause without blowing your budget.
Flexible plans, transparent pricing, no long-term contracts.
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For Universities
Invest in your students’ financial future.
Students don’t leave because of the coursework. Financial pressure is one of the biggest reasons they don’t finish — and most institutions have no answer for it.
And with anonymized, aggregated research reports on your students’ financial trends, your institution gains the insights needed to build better support services - without ever compromising individual student privacy.
Learn MoreReady to take control of your money?
No hidden fees. No data selling. Just a financial tool that’s actually on your side.