Frequently Asked Questions

Kove is a personal finance platform that connects your accounts, tracks your spending, and gives you a clear picture of your financial life - all in one place. With built-in AI, budgeting tools, cash flow tracking, and goal setting, Kove helps you understand where your money is going and make better decisions with it.

Kove is for anyone who wants to feel more in control of their finances - whether you're building your first budget, managing multiple accounts, or just tired of not knowing where your money goes each month. If you've ever felt like your finances are running you instead of the other way around, Kove is built for you.

Kove is currently in beta. We may offer free trial periods at launch, but pricing details are still being finalized. If you're interested, join the beta to get early access and be the first to hear about pricing when we go live.

Kove operates on a subscription model - users pay for access to the platform. We also partner with universities and employers who offer Kove as a financial wellness benefit to their communities. We don't sell your data. Ever.

A few key differences: Kove is built with data privacy as a core principle - we don't monetize your financial data or sell it to third parties. We're also priced to be accessible, without the steep subscription costs of some alternatives. Unlike legacy tools, Kove is designed around AI-powered insights that adapt to your actual financial behavior, not just categories you manually set up. And unlike many fintech platforms backed by private equity or venture capital, Kove is a student-led startup - we're not answerable to corporate investors, which means our priorities stay aligned with our users, not a board room.

Yes. Kove connects to your bank accounts through Plaid, a bank-level secure data aggregator used by thousands of financial apps. We never store your bank credentials - Plaid handles authentication directly with your institution. Your data is encrypted in transit and at rest, and we don't sell or share your financial information with third parties.