Tools that actually do something.

No fluff, no paywalled features. Just everything you need to manage your money well.

FINANCIAL PICTURE

See everything. Miss nothing.

Kove connects to over 12,000 financial institutions through Plaid, banks, credit cards, loans, and investments, all in one place. Everything updates automatically, so nothing slips through the cracks.

Kove connects to over 12,000 financial institutions through Plaid - banks, credit cards, loans, and investment accounts - giving you a complete view in one place. Everything updates automatically so your financial picture is always current and nothing slips through the cracks.

Kove analytics view showing spending charts and financial breakdowns

BUDGETING

Smarter budgeting, less guesswork.

Kove automatically categorizes your transactions and tracks budgets in real time, no manual sorting, no spreadsheets. It isn't perfect, so it's worth a quick review now and then.

Kove automatically categorizes your transactions the moment they come in - no manual sorting, no spreadsheets. Set budgets by category, track them in real time, and see exactly where you stand. When your spending shifts, your budget reflects it immediately. Automatic categorization isn't perfect, so it's worth a quick review now and then to make sure everything landed in the right place.

Kove transactions view showing categorized spending

VISUALIZE

Make sense of your money at a glance.

Kove turns your transaction data into clean, intuitive charts, so you can spot trends, catch problem areas, and make decisions with confidence, without digging through transaction lists.

Kove translates your financial data into clean, intuitive charts that make it easy to spot trends, identify problem areas, and understand your spending without digging through transaction lists. Whether you're tracking monthly spending or monitoring progress toward a goal, visuals turn complex data into something you can act on.

Kove cash flow view showing income and spending trends over time

All features included in every plan. Starting at $5.15/mo.

Just $1.99/mo for students.

All taxes included in prices shown.

See Pricing →

INVESTMENTS & RETIREMENT

Track where your money is going to work.

Kove pulls your investment accounts in alongside everyday finances for a full net worth view. Track portfolio performance and set retirement goals with a target amount and date.

Kove pulls in your investment accounts alongside your everyday finances so you can see your full net worth in one place. Track portfolio performance, monitor balances, and set retirement goals with a target amount and date - whether you're just starting or years in.

GOALS

Save with a target in mind.

Set a goal with a target amount and date, then allocate funds toward it and watch your progress build. A clear target changes how you save, and Kove keeps it visible.

Set a goal, define a target amount and date, and track your progress over time. Allocate funds from your existing accounts toward each goal and watch it build. A clear target changes how you save - and Kove keeps it visible.

Kove goals page showing all savings goals and progress

KOVEAI

Your personal finance assistant.

KoveAI explains financial concepts in plain language, helps you navigate the app, and can draft a budget from your spending history. Disable it anytime in Settings if it's not for you.

KoveAI is a built-in AI assistant that makes finance easier to understand. Ask it to explain financial concepts in plain language, navigate the app, or draft a personalized budget based on your last three months of spending. A practical tool that meets you where you are. Prefer to opt out? KoveAI can be disabled anytime in Settings.

KoveAI assistant interface helping a user understand their finances

PAGE WALKTHROUGHS

Learn any feature, on demand.

Every page includes a built-in walkthrough explaining what you're looking at, what the controls do, and how to use them. Pull it up when you need it, close it when you don't.

Every page in Kove includes a built-in walkthrough that explains exactly what you're looking at - what each section means, what the controls do, and how to use them effectively. Pull it up whenever you need a refresher, and close it when you don't.

Kove page walkthrough feature explaining the dashboard layout and controls

SECURITY

Built with your safety in mind.

Kove runs on industry-standard Google Cloud infrastructure. Your banking credentials never touch Kove directly, they're handled entirely by Plaid, a trusted provider used by thousands of apps and institutions.

Kove runs on industry-standard Google Cloud infrastructure. Your banking credentials never pass through Kove directly - they're handled entirely by Plaid, a trusted financial data provider used by thousands of apps and institutions worldwide.

For the full breakdown - encryption standards, access controls, and our breach notification policy - see how we protect your data.

See our security & data practices →