University FAQ

University partners get access to Kove for their student body, giving students a full-featured personal finance platform at an institutional rate. Partners can also add on aggregated financial wellness data insights - anonymized reports on student financial behavior and trends across your campus community.

University partnerships start at $1.65 per student per month - our student plan at cost with a 5% margin. Pricing adjusts by institution size and agreement scope. As our operating costs decrease, we pass up to 80% of those savings back to partners. Research and data insight reports are available as a separate add-on.

Students receive full access to the Kove platform - account linking, budgeting, cash flow tracking, goal setting, and KoveAI. The same experience available to any Kove user.

It depends on your institution's agreement. If your university chooses to endorse Kove without subsidizing access, students pay individually. Some institutions may choose to cover the cost as part of a student wellness benefit - that's determined in your partnership agreement.

None that is identifiable. Kove does not share any individual student financial data with partner institutions. Any reporting provided is fully anonymized and aggregated. Additionally, a minimum number of students must be enrolled through the partnership before any reporting begins, ensuring no individual can be identified from the data.

Students sign up through the Kove web app using either a unique sign-up code or their university email address. The exact method is determined per agreement, but onboarding is straightforward and requires no IT setup on the university's end.

Yes, as an add-on. Partner institutions can receive anonymized, aggregated financial wellness reports. Pricing scales based on reporting frequency and the scope of data requested. All data shared is fully anonymized - no individual student information is ever included.

Partnership commitments range from one quarter to multi-year depending on your institution's needs. Early cancellation terms are determined in the contract at signing - as a general rule of thumb, mid-contract cancellations are subject to a fee of approximately 3% of the total remaining contract value. We keep the process straightforward and work with institutions to find terms that make sense for both sides.

Research reports generated during your partnership are retained for up to six months after cancellation or downgrade, unless your contract specifies otherwise. After that window, reports are permanently deleted from our systems. We recommend downloading and archiving any reports you want to keep before your partnership ends.